Last updated: May 9, 2026

Privacy Policy

This Privacy Policy describes how ICT Solved! (“we”, “us”, “our”) handles your information when you use the Munex financial decision engine app (“App”).

1. Information We Collect

1.1 Account Data

When you register, we collect:

  • Email address — used to identify your account and send transactional emails
  • Full name — displayed in the app (optional)
  • Phone number — optional, stored for your profile

When you sign in with Google, we receive your Google email address and display name from Firebase Authentication to create or link your account.

1.2 Financial Data

All financial information you enter is stored on our servers, linked to your account:

  • Income entries and sources
  • Expense records and categories
  • Recurring transaction schedules
  • Budget limits per category
  • Savings goals and progress
  • Emergency fund targets
  • Cash flow forecasts and risk scores generated from your data
  • Workspace settings and allocation percentages

This data is used solely to provide the App’s features and is never shared with third parties for marketing purposes.

1.3 Session & Security Data

We log your IP address and device user-agent string when you sign in, and store them alongside your session token. This is used exclusively for security purposes (detecting suspicious sign-ins, session management). Logs are cleared when you log out or delete your account.

1.4 Push Notification Token

If you enable push notifications, we store your device’s Firebase Cloud Messaging (FCM) token. This token is used only to deliver in-app alerts (budget warnings, risk changes, spending limits). It is deleted when you log out or delete your account.

1.5 Error Tracking

We use Sentry (Functional Software, Inc.) to capture crash reports and error events. These reports contain:

  • Stack traces and error details
  • App version and build
  • Device model and OS version

No financial data or personally identifiable information is intentionally included in error reports.

1.6 Subscription & Billing

If you subscribe to Munex Pro:

  • On Android, purchases are processed by Google Play Billing (Google LLC). We receive a purchase token to verify your subscription status.
  • On other platforms, purchases may be processed by Stripe (Stripe, Inc.). Stripe stores your payment details; we store only your Stripe customer ID and subscription status.

We never store raw payment card information.

1.7 Transactional Email

We send transactional emails only:

  • Email verification codes at registration
  • Password reset links
  • Monthly financial summary reports (if you have an account)
  • Email change confirmation codes

We do not send marketing emails.

2. How We Use Your Information

Purpose Data Used
Core app functionality Financial data (income, expenses, budgets, goals)
Account identification Email, full name
Security & session management IP address, user agent, session tokens
Cash flow forecasting & risk scoring Financial data (processed server-side)
Push notifications FCM device token
Subscription management Google Play purchase token or Stripe customer ID
Bug fixing & stability Sentry error reports
Transactional emails Email address

We do not sell, rent, or share your personal or financial data with any third party for marketing or advertising purposes.

3. Third-Party Services

The App integrates the following third-party services, each governed by their own privacy policies:

4. Data Retention

  • Account and financial data is retained for as long as your account is active. You can permanently delete everything at any time — see Account & Data Deletion.
  • Session data (IP, user agent, tokens) is deleted when the session expires, when you log out, or when you delete your account.
  • FCM tokens are deleted when you log out or delete your account.
  • Sentry error data is retained per Sentry’s data retention policy.
  • Stripe billing data is retained per Stripe’s privacy policy. Deleting your Munex account does not automatically delete your Stripe customer record; contact us if you need complete removal.
  • Google Play Billing data is managed by Google per their policies.

5. Data Security

Your data is stored on encrypted servers. Passwords are hashed using industry-standard algorithms and never stored in plain text. Access tokens are short-lived and refresh tokens are rotated on use.

6. Your Rights

You may at any time:

  • Delete your account and all financial data — see our Account & Data Deletion page for step-by-step instructions
  • Update your profile (name, phone) via Settings in the app
  • Change or reset your password via Settings or the Forgot Password flow
  • Revoke Google Sign-In by unlinking from your Google account settings
  • Contact us for any data-related request at ictsimplified@gmail.com

7. Children’s Privacy

The App is not directed at children under the age of 13. We do not knowingly collect personal information from children.

8. Changes to This Policy

We may update this policy from time to time. Any changes will be posted on this page with an updated “Last updated” date. Continued use of the App after changes constitutes acceptance.

9. Contact

If you have any questions about this Privacy Policy, please contact us:

ICT Solved!
Email: ictsimplified@gmail.com
GitHub: github.com/ictsolved